Technical FAQs

The world of investment technology moves almost as quickly as the investment markets themselves. Without the right FinTech tools, today’s individual investors are likely to be left behind the latest financial trends. That’s why FinTech investment solutions are once again becoming a major point of emphasis for developers looking to expand access to key financial services.

The History and Impact of FinTech Investment Solutions

As a subset of the FinTech industry, “invest-tech” is sometimes used to refer to a wave of innovative investment management technologies that are helping to connect aspiring investors to the information and financial services they need to capitalize on new opportunities. Like many other FinTech applications, investment software tools have played a pivotal role in expanding access to financial markets and helping consumers take direct control of their investment decisions.

Much of the early FinTech investment market was driven by “robo-advisor” services that used sophisticated algorithms to provide customers with investment guidance. The boom reached its peak in the mid-2010s, with a record 81 new invest-tech solutions hitting the market in 2014. Since then, the number of launches has dwindled as established incumbents in the financial services sector moved in to acquire some of the most promising firms.

In many instances, those acquisitions were made to expand existing digital capabilities or to secure a new base of established investment customers. Since the typical FinTech investment user was younger and possessed fewer assets, the profit margins for many start-ups were simply too low and the costs of customer acquisition too high. This dynamic has gradually shifted the industry’s focus toward the B2B market, although crowdsourced investment platforms remain quite popular among many retail investors. 

The Current State of FinTech Investment Technology

FinTech investment platforms roared back into the public consciousness following the COVID-19 pandemic as the combination of work-from-home mandates and accumulated savings caused a rise in retail investment. Individual investors made up 19.5 percent of stock market activity in the first half of 2020, an increase of nearly five percent from the previous year. On a particularly busy day of trading, individual investors constitute a whopping 25 percent of market activity.

Thanks to mobile FinTech apps from startups and established players in the financial services industry, more people than ever before have access to investment opportunities, which has caused significant disruption to the market. The controversial rush on GameStop stock in early 2021, for instance, demonstrated just how much impact easy-to-access these platforms could have on investment trends.

This resurgence in retail investment could very well spark another wave of interest in FinTech investment apps, especially from established firms looking to expand their digital capabilities and capitalize on the growing market.

Enhancing the FinTech Investment Experience

For developers building the latest iterations of FinTech applications, there are a few key features worth focusing on to deliver a better investment experience. 

Sharing Data and Portfolios

While being able to access investment portfolio data on demand is valuable, customers are understandably concerned about the security of that data. Whether they’re building a retail investment app or a managed digital vault, developers need to provide a way of viewing private information securely. This is especially critical for digital documents. Relying on an external application for viewing or even just using the default browser viewer could potentially expose information to unauthorized users. By integrating secure, native viewing features, developers can ensure that investment portfolio data remains within a protected application environment.

Protecting Proprietary Research

One of the key benefits of working with an investment firm is having access to their market research when making financial decisions. In many cases, financial projections are calculated using proprietary formulas embedded within spreadsheets. Unfortunately, spreadsheets pose a number of security and compatibility problems. Even if a workbook is shared securely, there’s often little to stop someone from copying the proprietary formulas embedded within the cells and using it for other purposes. FinTech developers need ways to make those spreadsheets available without also compromising the valuable formulas developed over years of painstaking research.

Improving Data Capture

Making the right investment is all about having the right information. That data could come from a variety of sources, and in many instances it will need to be collected and analyzed before it can be of any use. Automating the data capture process can help to get that information into a customer’s hands faster. For example, customer information can be updated quickly by automatically extracting data from structured forms like tax filings. Scanned documents can also be converted into searchable PDFs using Optical Character Recognition (OCR), which makes it easier for AI-powered tools to sift through data in search of trends and potential opportunities.

Choosing the Right FinTech Investment Integrations

Building a successful FinTech application requires developers to build innovative tools that set them apart from the competition while also implementing everyday functionality that often lies outside their experience or expertise. Features like document viewing, annotation, and file conversion may be integral components of their platform, but take both time and development resources to build from scratch. By turning to SDKs and APIs, developers can quickly roll out new features without detracting from their primary software development goals.

Accusoft has been working with FinTech investment platforms for many years, helping developers to build powerful InsureTech applications without sacrificing the viewing and image processing technology that customers expect.

• PrizmDoc Viewer: Adds secure HTML5 viewing, annotation, conversion, and redaction capabilities to web-based applications, allowing developers to control every aspect of the viewing experience without compromising privacy.
• PrizmDoc Cells: Provides full XLSX support for applications, making it possible to securely upload and share Excel workbooks without exposing the source file or allowing users to access and copy proprietary formulas.
• FormSuite: A versatile forms SDK that allows developers to add form template identification and data extraction to their application, making it easier than ever to automate and streamline workflows.
• ImageGear: In addition to conversion and compression tools, it also provides full-page OCR for converting scanned documents into searchable text.

Learn more about how Accusoft is helping FinTech developers to drive the next generation of investment technology platforms.

Here at Accusoft, we’re always looking for new ways of connecting people with progress to improve productivity and drive innovation. It’s why we put so much work into our standards-based APIs and SDKs. We understand that developers need mature integrations that are ready to enhance their applications from day one and will be supported by extensive, accurate documentation. From the onset of 2020, we had a strategy in place to help us focus on making it easier for our customers to solve their business problems.

And then, well, 2020 happened…

As this challenging year finally comes to a close, we wanted to take a look back at how we adapted to stay focused on our enduring mission to deliver better products and services to our customers.

2020 Customer Advisory Board Meetings

Since most of our products are delivered through APIs and SDKs, we often encounter situations where our customers and partners independently purchase, download, and extend applications with minimal interaction. Historically, this made it difficult to gain insight into how our clients utilized many of our solutions and what features they would like to see from them in the future.

That’s why we hosted our first Board of Connectors (BoC) meeting in 2019 to bring customers and product managers together in an ongoing dialogue about business needs and product strategy. These meetings also had the benefit of allowing our customers to build relationships with our internal teams, provide feedback on product features, share their business challenges, and discuss key development trends impacting their respective industries.

We had the good fortune to hold our first BoC meeting in-person before the COVID-19 pandemic forced us to adopt rigorous social distance and work-from-home protocols for the safety of our employees and customers. Our second meeting took place in virtual format later in the year, which allowed us to learn first-hand how our customers were dealing with pandemic pressures and how we could adjust our product strategies to meet their rapidly shifting needs.

An Eventful 2020 for PrizmDoc Viewer

One of the principal beneficiaries of these meetings was our popular PrizmDoc Viewer solution. As a best-in-class HTML5 viewer, PrizmDoc Viewer was already a powerful and versatile viewing integration capable of enhancing a variety of applications. But if there’s one thing we’ve learned over the years, it’s that there’s always room for improvement.

That’s why we made it a point of emphasis to implement the top five requests we heard at the first BoC meeting of 2020. Despite all the disruption of COVID-19, we’re incredibly pleased that we were able to deliver on every one of these requests. We also rolled out a host of new product features and continued to optimize PrizmDoc Viewer for improved performance.

Here’s a quick rundown of the five big PrizmDoc Viewer upgrades of 2020:

v.13.11: February 2020 

For the first release of the year, we focused on improving performance when viewing large raster images. We also wanted to make PrizmDoc Viewer easier to install and upgrade.

What we did:

• Improved the PrizmDoc Viewer Raster Conversion Service to significantly reduce memory consumption and reduce the time it takes to generate raster tiles when viewing large image files.
• In addition to our traditional installers for Windows and Linux, we released new PrizmDoc Server and PrizmDoc Application Services (PAS) Docker images for production deployments, making the setting up of the PrizmDoc Viewer backend dramatically easier.
• Released a new .NET SDK for PrizmDoc Server – for .NET developers doing backend document processing with PrizmDoc Server this wrapper around the PrizmDoc Server REST APIs makes it easy to use PrizmDoc Server functionality in .NET.
• Upgraded the PrizmDoc Server installer to allow for in-place upgrades so users no longer need to uninstall the previous version before installing the newest version.

v.13.12: April 2020 

For the second release of the year, we expanded our use of Docker technology to make PrizmDoc Viewer easier to evaluate. We also worked to improve the performance and stability of PrizmDoc Server.

What we did:

• Released a new evaluation Docker image that provides a demo web application to explore the viewer and its features, and start a complete PrizmDoc Viewer backend to begin using for local development.
• Updated online help with a new look and feel for easier navigation. Added a new getting started topic for streamlined evaluation, and initial integration topic for an easy transition after evaluation. 
• Improved performance and stability of PrizmDoc Server when viewing complex PDF documents.

v.13.13: June 2020 

This release saw the rollout of a new redaction feature along with myriad performance improvements.

What we did:

• Provided support for multiple redaction reasons via our client API so users can apply more than one reason, selected from a customizable list, to any redaction reason. Reasons appear on top of the black box of redacted content and can be burned into a downloadable PDF along with the rest of the redacted content. Developers can also import a pre-built set of redaction reasons from an existing JSON file for streamlined end-user application.
• Improved conversion times and memory consumption when viewing multi-page DWF documents.
• Improved performance when retrieving revision data and scrolling through results when comparing two versions of a Word document.

v.13.14: September 2020

The fall release saw new support for viewing email attachments, more redaction features, and continued improvements to the upgrade process.

What we did:

• Added support for opening email attachments in the same viewer window where the original email is being viewed. Improved the client UI to show email attachments in a compact dropdown menu.
• Added server-side support for multiple redaction reasons using the Redaction Creators API.
• Released the ability to draft redactions without obscuring the content, allowing users to produce PDF documents with transparent redactions that display the document content underneath the redaction rectangles.
• Added the ability to retain configuration setting when upgrading PrizmDoc Server and PAS.

v.13.1: December 2020

The final update of 2020 focused primarily on reducing resource strain, but also saw the release of new sample code and added new Java Virtual Machine (JVM) controls.

What we did:

• Optimized log entries for the PrizmDoc PDF processing service to dramatically reduce log file size and storage needs.
• Enhanced PrizmDoc service health detection to automatically return to healthy status as soon as a failed backend service returns to normal operation, eliminating a potential need to restart PrizmDoc Server.
• Released two new Angular samples on GitHub: a .NET backend sample and a Java backend sample.
• Added new parameters in central configuration that provide controls for JVM settings when starting PrizmDoc Server Java-based services.

What’s Next for 2021?

Following our virtual BoC meeting in Q3, our product teams have been hard at work developing new features for the upcoming year that will continue to meet the diverse use case needs of our clients’ applications. We want to build on our successes in 2020 when it comes to engaging our customers and using their direct feedback to make beneficial and lasting improvements to our family of SDK and API solutions.

If you’re currently using our products and would like to participate in one of our upcoming BoC meetings for 2021 to submit feedback or learn about future releases, contact us today! We’re looking forward to working with you in the new year!

Despite its reputation for being slow to adapt and held back by outdated, legacy technology, the insurance industry is undergoing a tremendous period of digital transformation. A new generation of InsurTech applications are helping insurers respond more quickly to a dynamic market and empowering customers to become more engaged with their policies. InsurTech digital collaboration is a key industry trend.

Digital collaboration tools are critical to this dramatic shift, which has created a unique opportunity for InsurTech developers. By deploying features that allow insurers to streamline workflows and improve communication both with internal stakeholders and customers, developers can capitalize on an emerging need and establish their applications as the “new standard” for digital collaboration in the insurance industry.

Creating Better Digital Collaboration Tools for InsurTech Software

Accessible Viewing

The ability to easily access and view insurance documents is increasingly important to insurance agents and customers alike. When assembling a policy bundle, insurance agents must reference multiple pieces of information about customers as well as detailed actuarial data from a variety of sources. By building HTML5 viewing capabilities into InsurTech applications, developers can help underwriters reference all relevant information within their existing workflow. Rather than ponderously requesting documents from other departments and receiving them via email, and opening them with an external program, they can simply request, search for, receive, or view files without ever exiting their secure application.  

Customers, meanwhile, expect to be able to access their insurance records quickly and easily. Whether it’s a detailed description of their policy or a copy of their proof of insurance, they want the ability to log into a web-based application that allows them to locate and view records related to their account. This can greatly improve communication with their insurer since they’re able to quickly reference different aspects of their policy and identify their needs more clearly. Developers can build viewing features into an InsurTech application so customers can access their essential documents without having to download anything or take any additional steps. Insurers can also use the same features to easily provide updates about policies or rates. 

Annotations

Building an insurance policy or evaluating claims can be a lengthy and confusing process without the right digital collaboration tools in place. Documents often need to be reviewed by people in different departments before bundled services and rates can be finalized. If an InsurTech application lacks collaboration features, insurers may need to resort to emailing documents back and forth along with their comments. There is ample space for miscommunication in this scenario, with vital comments potentially going unnoticed or the wrong document being sent as an attachment.

Built-in annotation tools allow insurers to leave comments, highlight areas of concern, and provide helpful notes directly on the files themselves. Developers can also make it possible to share and view those documents entirely within the application environment, which reduces the risk that someone will overlook important comments or compromise privacy by opening a file with poorly secured software. Annotation markups are stored separately from the original file until they need to be burned into a new copy. This protects the integrity of the source document throughout the collaboration process.

Version Control

One of the biggest challenges with digital collaboration is maintaining version control over documents. When multiple people are working on a file, it’s important to make sure that everyone is using the most up-to-date version of it. This is especially true of insurance documents because rates and risk adjustments can sometimes change quite rapidly. The last thing an organization (or their customers) want is to have inconsistencies spread across several documents due to poor version control.

Developers can combat version confusion by keeping every stage of document workflows within their InsurTech applications. Version problems are usually caused by people downloading documents, working on them in isolation with a separate program, and then uploading their changed versions back into the application. By making it possible to view and annotate content within the application, developers can help ensure that everyone is working from the most up-to-date version of every file. 

Conversion

InsurTech applications must be able to handle a wide range of file types if they’re going to effectively facilitate digital collaboration. Customers often need to upload images as part of their insurance claims and will often provide documents as scanned images that can’t be searched for key text. Without the ability to convert files into more manageable formats, collaboration can quickly become an exercise in frustration and confusion.

Conversion tools not only make files more accessible, but also make it easier to manage content. Several small documents, for instance, could be combined into a single file for faster access, review, and markup. Developers can also incorporate Optical Character Recognition (OCR) into their InsurTech application to extract the text from a document image and use it to create a searchable PDF for more convenient reference. These conversion tools provide a great deal of workflow customization that allows their customers to set up efficient processes that help them deliver better services.

Boost InsurTech Digital Collaboration with PrizmDoc Viewer

Accusoft’s PrizmDoc Viewer is an HTML5 that integrates smoothly into your InsurTech application to deliver a powerful array of digital collaboration tools. Using a sophisticated collection of REST APIs, PrizmDoc Viewer provides support for multiple file types and can easily convert between formats to simplify insurance workflows. It also features a full range of annotation and redaction tools as well as OCR text extraction and electronic signature features.

With three decades of experience developing imaging and document management technology, Accusoft offers a variety of software integrations that can support digital collaboration efforts. From document assembly to secure spreadsheet support, our collection of SDKs and APIs can provide the features your InsurTech application needs to meet the evolving demands of the insurance industry. Check out our InsurTech fact sheet to learn how you can turn our capabilities into your capabilities.

Adding viewing and document conversion capabilities to an application can be a daunting task, especially when a development team is facing resource constraints and a tight schedule. That’s why many developers turn to API-based viewing integrations like Accusoft PrizmDoc Viewer instead of building those features from the ground up. By leveraging the versatile power of HTML5 viewing, they can quickly expand software capabilities without having to rethink the basic framework of their products.

What’s Under the Hood of PrizmDoc Viewer?

To understand how PrizmDoc Viewer goes about rendering documents in a web application, it’s helpful to take a closer look at its underlying architecture. There are two primary components that work in concert with the application’s web server: the HTML5 viewer and the backend.

The HTML5 viewer is integrated to run in the browser, typically via a web page or portal that serves as the front-facing aspect of the application. This is where document content is rendered as SVG elements. Since the viewer uses HTML5 to display content, it isn’t dependent upon any specific word processing software or imaging program.

Most of the heavy lifting is handled by the PrizmDoc Viewer backend, which consists of the PrizmDoc Server and PrizmDoc Application Services (PAS). PrizmDoc Server is the core computing component. It performs the actual conversion process to convert document pages to SVG, but it doesn’t have any permanent storage. Converted content and annotation markups are instead stored in PAS. The PAS component primarily handles long-term storage and hands files off to the server for conversion or processing. 

Critically, PAS also has privileged access to other storage locations used by the application, such as file systems or databases. This allows it to easily retrieve source documents and hand off tasks to the server.

The Role of the Web Application

The web application server sits between the HTML5 viewer component and the backend component. It functions as a reverse proxy that relays requests between the two, passing content requests from the viewer to the backend and then delivering converted SVG content from the backend to the viewer.

PrizmDoc Viewer doesn’t actually work with the source documents in the application’s storage. They remain safely unaltered while the backend generates a converted version for viewing and annotation. The web application typically only makes REST API calls to PAS. Background conversion that doesn’t involve the viewer, however, can be performed by making a direct call to PrizmDoc Server.

Making the HTML5 Magic Happen: Viewing a Document

When the web application has to open a stored document for viewing, each component of PrizmDoc Viewer plays a special role in the process. Everything begins with the web application sending a request to PAS to create a new viewing session. How this session is created depends upon how the backend is deployed. In most cases, it will be self-hosted as part of an on-premises deployment or through PrizmDoc Cloud services.

Once that session is created, PAS generates a new viewing session ID and passes it back to the application. All of this happens before any conversion or viewing begins, but the application can begin rendering to the HTML5 viewer by configuring it to use the viewing session ID. This brings up the viewing UI immediately, which will ultimately save time as the document is prepared.

The web application then uploads a copy of the source document to PAS, which can be in any number of formats supported by PrizmDoc Viewer. As soon as PAS receives the document, it begins handing off pages to PrizmDoc Server for conversion to SVG. Since pages are converted one at a time, PrizmDoc Viewer is able to open and view documents in the browser before the entire file is converted. That means less time is spent waiting around for large documents to be prepared for viewing.

As soon as the HTML5 viewer loads in the browser, it begins proxying requests to PAS through the web application for the first pages of content. Once the converted SVG content is available, PAS hands it back to the web application, which then passes it along to the HTML5 viewer, which displays that content in the browser. Additional pages are delivered as they’re ready, and the viewer may make subsequent requests as the user continues to interact with the document.

While the viewing process involves several steps, it is typically performed so quickly that the end user doesn’t experience any significant delays. Larger documents may take more time to render as SVG content, but even in these cases, PrizmDoc Server’s ability to render and deliver each page to the HTML5 viewer as it becomes available allows users to begin viewing documents within their browser right away.

Enhance Application Viewing Performance with PrizmDoc Viewer

As an API-based HTML5 viewing solution, PrizmDoc Viewer can be integrated into most web-based applications to support a broad range of file formats. Developers can use its annotation, redaction, document comparison, and conversion capabilities to deliver a full range of document management tools within their software platforms rather than having to build them from scratch.

To see how PrizmDoc Viewer will function in your application environment, sign up for a free evaluation trial. We provide ready-to-run Docker images in addition to installers for Windows and Linux. 

The infamous cloud and its capabilities has quickly gained popularity in the average household as tech giants like Google, Apple and Amazon have created an expectation that cloud storage services are standard features.  But while cloud storage may be convenient and cost-effective for personal use, there are many business cases where on-premise servers and storage remain the primary choice. 

Today, the debate for ‘cloud storage vs. on-premise’ seems like it would be similar to ‘tablet vs. desktop,’ but many would be surprised to find that in a survey done by IDG Communications and referenced in an article by EnterpriseCIO.com, 56% of respondents, say their on-premises applications are here to stay.  Cloud storage and viewing have many benefits that appeal to today’s mass-market: simple set-up, easily accessible, cost-saving – but when it comes to the most highly regulated industries in the world the benefits of on-premise provide are second to none. 

The same goes for document viewing.  In a world where the average person sends and receives 121 business emails per day, according to a report by DMR, we can imagine the number of attachments shared between colleagues and professionals in a year. Secure document viewing has become a necessity for several industries, but particularly those highly regulated. While companies may find it a tall order to create an on-premise environment with secure document viewing capabilities, Accusoft’s HTML5 document viewer can be deployed on your own infrastructure to create security and compliant-friendly document viewing.

Integrating a document and image viewer on your own server allows an organization to have confidence that even their most sensitive information is protected at all times. The top 4 benefits of on-premise viewing include:

• Control
  Maintain complete control over your data using on-premise servers and increase the functionality within documents.  By integrating  HTML5 viewing capabilities into an application, it ensures that documents never have to leave a secure environment, even when they’re being shared with people outside your organization. Highly regulated industries and organizations can’t afford a data breach, so the added benefit of physical security of servers weighs heavily on the decision between on-premise vs. cloud.
• Security
  A document viewer API integration into the on-premise server adds multi-level data protection with 256-bit AES encryption and configurable user permissions for privacy and protection. Companies are able to use in-house security features and systems that allow them to deploy firewalls, anti-malware, etc. when their data is stored on-premise infrastructure.
• Compliance
  Instead of adding risk by bouncing off third-party servers, integrating an HTML5 viewer into your current application provides added flexible across  many platforms.  The self-hosted version resides on any organization’s servers. The key features of Accusoft’s HTML 5 viewer support secure, GDPR compliant efforts.
• Speed & Accessibility
  Since the data is stored on the local network and not reliant on an internet connection, if network problems occur, data can still be accessed. The local server also allows for faster file transfer and seamless document sharing. Adding a image and document viewer API empowers developers to provide users with responsive filing viewing without the need to download plugins or open any other applications.

Get Started Today
To learn more about PrizmDoc, Accusoft’s HTML 5 image and document viewing API and the on-premise server integration, click on the resources below or, contact us today.

On July 23, 2021, Accusoft announced the latest update to SmartZone, its versatile data capture SDK for forms processing. The version 6.1 update expands the integration’s already robust language support for Optical Character Recognition (OCR) by adding 65 new languages, with a special emphasis on Central European, Cyrillic, Baltic, and Asian language groups.

“We have a strong customer base in North America with SmartZone, but we’ve received multiple customer requests to expand support to a global range of languages,” said Irina Tabac, Product Manager for Forms and Cloud APIs at Accusoft. “This update will help developers serve their international customers better and offer OCR support for new customers around the world.”

Newly supported languages include: 

• Turkish
• Malay
• Russian
• Polish
• Greek
• Chinese
• Korean
• Japanese
• Thai
• Vietnamese
• And over 50 more…

SmartZone v6.1 also expands the SDK’s OCR capabilities to include full page recognition for forms processing. Now developers can give their forms processing applications the ability to capture data using targeted zonal recognition or by extracting text from the entire page.

Available as an individual SDK or as part of the FormSuite Collection, SmartZone’s data capture technology eliminates the need for manual data entry in forms workflows. To learn more about Accusoft’s SmartZone OCR/ICR SDK or download a trial for a first-hand look, please visit our website.

About Accusoft: 

Founded in 1991, Accusoft is a software development company specializing in content processing, conversion, and automation solutions. From out-of-the-box and configurable applications to APIs built for developers, Accusoft software enables users to solve their most complex workflow challenges and gain insights from content in any format, on any device. Backed by 40 patents, the company’s flagship products, including OnTask, PrizmDoc™ Viewer, and ImageGear, are designed to improve productivity, provide actionable data, and deliver results that matter. The Accusoft team is dedicated to continuous innovation through customer-centric product development, new version release, and a passion for understanding industry trends that drive consumer demand. Visit us at www.accusoft.com.

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Many professionals in highly regulated industries like legal, healthcare, and government handle a myriad of cases, contracts, and forms. However, collaborating on documents comes with a risk. Sharing personally identifiable information (PII) with the wrong person can cause chaos and even result in a lawsuit. That’s why redaction is so paramount to collaboration in so many industries. Where manual paper processes once required a permanent marker, digital solutions now offer redaction capabilities that work even better. 

Redaction removes key pieces of information — including sentences, images, and even entire pages — while leaving the bulk of the document’s text intact. Although many tools now empower organizations to “burn in” data redaction so it can’t be removed, they don’t allow users to indicate multiple reasons for redaction. 

Many solutions offer a coding system that enables users to tag a piece of redacted information with a single reason code that signifies why the data was hidden. However, they lack the ability to add those reasons while you are redacting, which could save time and effort. Just think of how large some of these files could be, and how manually adding comments throughout the document could take hours after you’ve already finished reviewing the content.

This creates additional pressure from viewers to understand the purpose of redaction, and potential reporting issues if the reason for redaction isn’t properly recorded. Solutions that permit the addition of redaction reasons can help defend key data and close this communications gap.

The Freedom of Information Act (FOIA) and Secure Data Sharing

As noted by CNN, government documents are often partially redacted to obscure personal data such as social security numbers or military information related to intelligence data gathering and applications. Consider a U.S. intelligence agency report made public by FOIA request. 

While the Freedom of Information Act forms a critical part of open, effective democracy, data in the report that suddenly becomes public domain — such as the names of confidential sources or the methods used to obtain information about foreign government actions — could jeopardize both the ability of the agency to do its job and put human lives at risk.

Most government redactions expire and are automatically declassified after 50 years, but agencies can also obtain permission for special exemptions which prevent the redaction from being removed. For example, redaction reason 3.3(h)(1)(a) is used to protect the identity of a classified human intelligence source and is exempt from automatic expiration.

There are currently nine FOIA exemptions that are withheld from public release and protected from disclosure. When a portion of a record is withheld from public release, an exemption code may be found listed in the margin. The Federal Bureau of Investigation’s list below showcases what exemption codes are subject to FOIA data withholding:

• (b)(1) (A) Specifically authorized under criteria by an executive order to be kept secret in the interest of national defense or foreign policy and (B) are in fact properly classified to such Executive Order #12958 (3/25/03).
• (b)(2) Related solely to the internal personnel rules and practices of an agency.
• (b)(3) Specifically exempted from disclosure by statute (other than section 552b of this title), provided that such statute (A) requires that the matters be withheld from the public in such a manner as to leave no discretion on issue or (B) establishes particular criteria for withholding or refers to particular types of matters to be withheld.
• (b)(4) Trade secrets and commercial or financial information obtained from a person and privileged or confidential.
• (b)(5) Inter-agency or intra-agency memorandums or letters that would not be available by law to a party other than an agency in litigation with the agency.
• (b)(6) Personnel and medical files and similar files, the disclosure of which would constitute a clearly unwarranted invasion of personal privacy.
• (b)(7) Records or information compiled for law enforcement purposes, but only to the extent that the production of such law enforcement records or information:

• A. Could reasonably be expected to interfere with enforcement proceedings;
• B. Would deprive a person of a right to a fair trial or an impartial adjudication;
• C. Could reasonably be expected to constitute an unwarranted invasion of personal privacy;
• D. Could reasonably be expected to disclose the identity of confidential source, including a state, local, or foreign agency or authority or any private institution that furnished information on a confidential basis, and, in the case of a record or information compiled by a criminal law enforcement authority in the course of a criminal investigation or by an agency conducting a lawful national security intelligence investigation, information furnished by a confidential source;
• E. Would disclose techniques and procedures for law enforcement investigations or prosecutions or would disclose guidelines for law enforcement investigations or prosecutions if such disclosure could reasonably be expected to risk circumvention of the law, or;
• F. Could reasonably be expected to endanger the life or physical safety or any individual.

• (b)(8) Contained in or related to examination, operating, or condition reports prepared by, on behalf of, or for the use of an agency responsible for the regulation or supervision of financial institutions.
• (b)(9) Geological and geophysical information and data, including maps concerning wells.

Given these extensive reasons, we can start to understand how there might be reason to include multiple FOIA exemption codes for one piece of redacted information.

Regulatory Compliance & Document Security

For many organizations, adding redaction reasons to shared or publicly-available documents isn’t mandatory, but it can help reduce the risk of both legal and compliance challenges. 

Consider a redacted court document shared as part of an eDiscovery process. Without a custom redaction reason, other parties may challenge the necessity of your redaction, especially if no contextual evidence indicates its necessity. 

Compliance audits also pose a potential problem. If years or even decades-old documents don’t contain redaction reasons — and the originals aren’t easily located — your organization could face increased regulatory oversight.

Take for example the healthcare industry. There are several clinical studies that require peer review. To keep biases at bay and personal information secure, redaction is critical to the adjudication process. Think about a clinical trial that has specific events related to a test subject. That test subject has participated in a trial for an incentive. 

However, that person did not agree to share his or her personal information with a broad audience. Once the panel of experts reviews the results of a clinical trial, the research goes on public record. It’s crucial to protect the participants involved and their PII to ensure that no harm comes to them.

Many document viewing tools make it possible to add single redaction reasons to released documents, but what happens if your organization is dealing with multiple data types? Look for a solution that enables you to add multiple redaction reasons or codes to clarify your intent and keep data secure.

On August 3, 2021, Accusoft announced the release of the paid Professional version of Accusoft PDF Viewer. Initially released in March of 2021, the Standard version of Accusoft PDF Viewer is a free-to-use, lightweight JavaScript PDF library featuring a responsive UI for out-of-the-box mobile support. The new Professional version adds enhanced PDF tools and document functionality without introducing any complex server dependencies that could impact application security or performance.

“We’ve received tremendous feedback so far regarding the Standard version of Accusoft PDF Viewer,” says Jack Berlin, CEO of Accusoft. “With the release of the paid Professional version, customers now have a clear upgrade path that allows them to add new features without having to rethink their application architecture.”

Key Accusoft PDF Viewer Professional features include:

• Multiple Annotation Types
• Customizable UI
• White Labeling
• Electronic Signature

As an entirely client-side integration, Accusoft PDF Viewer can be incorporated into any web application with just a few lines of code. The paid Professional version features the same intuitive UI controls that provide an optimized viewing experience across all screen types, making it ideal for web apps that need to run on both desktop and mobile devices.

“We did a lot of research to determine which features are most important to developers,” says Mark Hansen, Product Manager at Accusoft. “The ability to markup and electronically sign documents without having to rely on external servers or backend processing is going to be a gamechanger for a lot of applications.”

To learn more about the latest Accusoft PDF Viewer features, please visit our website.

About Accusoft: 

Founded in 1991, Accusoft is a software development company specializing in content processing, conversion, and automation solutions. From out-of-the-box and configurable applications to APIs built for developers, Accusoft software enables users to solve their most complex workflow challenges and gain insights from content in any format, on any device. Backed by 40 patents, the company’s flagship products, including OnTask, PrizmDoc™ Viewer, and ImageGear, are designed to improve productivity, provide actionable data, and deliver results that matter. The Accusoft team is dedicated to continuous innovation through customer-centric product development, new version release, and a passion for understanding industry trends that drive consumer demand. Visit us at www.accusoft.com.

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On March 10, 2021, Accusoft announced the arrival of the free-to-use Accusoft PDF Viewer, the latest addition to its family of PDF solutions. An entirely client-side integration with no complicated server dependencies, this lightweight JavaScript PDF viewer also features a responsive UI for out-of-the-box mobile support.

“We’re excited to offer this free version of the Accusoft PDF Viewer to developers,” says Jack Berlin, CEO of Accusoft. “Our team worked hard to build a viewer that’s a step above what you can get from open source offerings. We think it’s going to solve a lot of the problems developers typically encounter with existing PDF libraries.”

Accusoft PDF Viewer integrates into an application quickly and easily with just a few snippets of code. It runs entirely within the browser to deliver an optimized viewing experience across all devices. The intuitive UI controls allow users to zoom, pan, jump to page, navigate thumbnails, and pinch-to-zoom on mobile screens with ease. And thanks to lightning fast full-text search, locating essential information is easier than ever.

“Accusoft PDF Viewer is great for developers because it allows them to maintain complete control over documents without having to set up any cumbersome server infrastructure,” says Mark Hansen, Product Manager. “Having a responsive UI that adapts to mobile displays will also increase their flexibility tremendously.”

The free version of Accusoft PDF Viewer allows developers to quickly add powerful viewing capabilities to their web applications. We’re currently working on additional features (such as annotation and eSignature) that will be included in an upgraded paid version.

To learn more about Accusoft PDF Viewer or download it for a first-hand look, please visit our website.

About Accusoft:
Founded in 1991, Accusoft is a software development company specializing in content processing, conversion, and automation solutions. From out-of-the-box and configurable applications to APIs built for developers, Accusoft software enables users to solve their most complex workflow challenges and gain insights from content in any format, on any device. Backed by 40 patents, the company’s flagship products, including OnTask, PrizmDoc™ Viewer, and ImageGear, are designed to improve productivity, provide actionable data, and deliver results that matter. The Accusoft team is dedicated to continuous innovation through customer-centric product development, new version release, and a passion for understanding industry trends that drive consumer demand. Visit us at www.accusoft.com.